pt2 Retirement and Healthcare: Comparative Emergency Room bill USA v. Philippines 2

This is an actual ER bill from San Antonio Hospital, California, USA

 
See pt1 comparison here for Philippines

Lately I’ve posted some information about Health Care to help those of you who might be considering retirement to a tropical environment like the Philippines but medical considerations had dampen your enthusiasm. With the possibility of healthcare in the US going from “bad” to “grim” there are options open to you.

The term “Medical Tourism” had been around a while now. It had opened up some people’s eyes to the benefits of this ‘other’ kind of tourism, but this informational blog’s aim goes a little deeper than ‘medical tourism’. The information given here is to SEDUCE YOU to consider RETIREMENT and LIVING in the Philippines 😉 And why not?

The advances in information technology had helped contract the world. Even time zones are ‘no matter’ anymore with the term 24/7. Skype puts families from different times zones to ‘real time’.

Whether we are disciples of change and embrace it as readily, or we are dinosaurs (am speaking for myself!) who relinquish grip only tentatively after some convincing, the fact is this rapid change is to our advantage as far as medicine is concerned.

There is an under-current of Philippine life that does not get press- that there is a “great life” to be had in the island. What gets press fair or not- is the bad.

One of those negatives is the thought that the Philippines is so backwards still, especially in medicine. Not so anymore. If the Filipino MDs were to be asked, in the case of Gloria Macapagal Arroyo, Philippine ex-president, these Filipino Docs will tell you that anything foreign doctors can do, they can do. That is believable considering that most of these MDs studied abroad, got their Doctorates, or got US-certified in their respective fields here in the US and EU. These elite Docs travel back and forth as if the world really did shrink to a manageable few hours distance. Philippine hospitals routinely do an exchange fellowship with American medical service providers. There is no problem with calling in reinforcements from outside should circumstances or personal preferences warrant.

That was one of the points in the Arroyo case whereby the ex-president seeking medical treatment abroad was denied travel on grounds that she may just want to flee prosecution from her pillaging of the public treasury and nepotic reign. She was told she need not travel to get the care she needed. Filipino Docs are more than up to the challenge, but should it be necessary, the hospital would fly one in for her.

Now for us non-ex-presidents, that is a comfort to know. What she can afford, You and I using Dollars or Euros, can well afford.

*Compare-
In this part of the post one can see what the numbers really tell using an excellent comparative tool- another ER bill this time from San Antonio Hospital in Upland, California. Here is the first bill from St. Luke’s Medical Hospital in the Philippines. The medical reasons for these two ER visits are EXACTLY the same.
Yes, too bad yours truly had to go through it to have these comparative tools so let’s take the good with the bad, shan’t we?

Below is the ER bill from the San Antonio Hospital here in California. You’ll see they hardly did any tests. They pulled out the old records and used data from those. In a way, thank goodness or I would have had to pay that too out of pocket. (Have I mentioned that we dropped our medical insurance coverage carry-over from my hubby’s company retirement that he earned working for 32 years? And that it was excellent coverage compared to most? Yes I have. Okie..)

June 24, 2012
San Antonio Hospital, Upland, California:

LEV 4, DET HIST. EXAM.MOD—- $401.00
Lead EKG, Interpretation————- 44.00
______________________________________
TOTAL CHARGES—————— $445.00

Compare the above charges to the St. Luke’s which had more detailed exams, at $159.36 minus the 2 X-rays which were unrelated to my original complaint but was done simply because I was already there.

The “Over-55 discount” calculated out to be 16%. As previously stated in the St. Luke’s bill, as soon as the patient is over 55 he/she need not ask for the discount. It is automatically deducted from your bill.
Makes being ‘over…’ not bad at all! Hey, cheer, it’s just numbers!

Post script: DID YOU ENJOY THE LITTLE STORY ABOUT THE PI EX-PRESIDENT? 😉

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